Automated Credit Decisions
Improved ROI.

Credissence uses AI to automate credit decisions, improve return on investment, and reduce default rates for lending institutions and companies that sell goods on credit.

Credissence is a fintech company specializing in automated credit decisions for lending institutions, businesses, and corporations

Our mission is to eliminate barriers to financial access for businesses worldwide, across both developed and emerging markets.

We empower lending institutions and companies with advanced tools to better assess and monitor risk, ensuring fair credit practices while preserving the integrity of their risk frameworks.

We drive improved return on investment by reducing credit decision times, lowering default rates, and delivering better financial outcomes."

Our Services

For Companies

Maximize your return on investment with an automated solution that defines the optimal credit limits and payment terms for clients who purchase on credit. Monitor the health of your credit portfolio with our detailed reports.

For Lending Institutions

Automate the credit decision process for loan applications from micro, small, and medium-sized businesses. Leverage advanced AI to make faster, data-driven decisions that minimize risk while improving efficiency and scalability.

Our Solutions

API Integration

100% automated secure data flow.

Credit Decisions

AI technology that ensures that lending institutions and companies maximizes ROI, regardless of market conditions.

Performance Reports

Monitor the performance of your credit portfolio by tracking the risk indicators in realtime. This allows our users to compare the outcomes with our tools verses previously adopted risk management mechanisms.

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